You must get all the information your lender and leave nothing to chance or not clear in your mind.

Only mortgage interest: Here the payments will not include the principal amount due.
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What you have to offer? Only your mortgage! Thus, it should be in the best shape and will endeavor to invest in it.
When you refinance your home mortgage, you can enjoy a variety of benefits to save money.

This is to ensure that you understand what to expect and what you should be prepared to do until your loan application is approved.

As long-term rates have fallen to all time lows watching mortgage refinancing may be something in which you want to be careful.